Buying a Home? Do You Know the Lingo? Lingo – Every business has it, but when it comes to buying a home, it can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms (lingo) used when buying a home.
The table below lists state credit ratings from 2004 to July 2017. Credit rating agencies, such as Standard and Poor’s, assign grades to states that take into account a state’s ability to pay debts and the general health of the state’s economy.
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The average credit score across the entire United States was 675 in 2017, according to Experian’s 2017 State of Credit Study. The data is based on the VantageScore 3.0 , which generates credit scores on a range from 300 to 850.
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Mississippi has the lowest average credit score of all states at 647 – making it the only state with an average in the poor credit range (550-649) used by the credit bureau. The rest of the "bottom ten" states are Louisiana at 650, Georgia and Alabama at 654, Nevada at 655, Texas and Oklahoma at 656, South Carolina and Arkansas at 657, and.
5. North Dakota – Back in 2011, this was the state that topped the list of best credit scores. Today, it is still one of the top contenders based on all the credit metrics. North Dakota reports the lowest unemployment rate in the country – just 2.7 percent – and maintains low credit card delinquencies, giving it an overall credit score of 775. 4.
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Credit score ranges are typically between 300 and 850, and the 10 states with the best credit scores all have credit scores of 690 or above, comfortably in the range of "good credit." With good.
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Each city in the Midwest was given a weighted average vantagescore 3.0 credit score. The greater the credit score, the higher a city was placed in the rankings and vice versa. The 250 Midwestern cities listed in the above table are the 250 cities that posted the highest average credit scores in the entire Midwest. 1.
SEE ALSO: 50 Best Places to Retire in All 50 States States are listed alphabetically. Details on tax data sources and our ranking methodology can be found at the end of this story.