I have not paid my mortgage in 9 months — no foreclosure yet. I am getting calls from a collection agent. What are my rights? I am over nine months behind on a mortgaged rental property due to.
When the home is seized and ultimately sold to raise money to pay the rent, it is the park as lienholder acting to satisfy its lien for rent. If the park bids in the rent due and no one else bids higher, the park will have bought the home in exchange for the rent debt owed by the former homeowner.
With the spate of defaults on home loans, people have become increasingly concerned with life after foreclosure. One of the primary issues that people raise is whether or not a bank can sue the borrower after the home is foreclosed upon. For most people, a bank cannot come after a borrower for a deficiency judgment after a foreclosure due to the One Action Rule and the Anti-Deficiency Statutes.
If credit and collection procedures are not pursued aggressively, even ruthlessly, customers may love the company, but it will be paid last. One of the company’s cash management rules may be to pay creditors as late as possible. Customers are likely to play by the same rules, but the company wants to put itself at the head of the payment line.
The sheriff will turn the money from your employer over to the plaintiff unless you file a claim of exemption with the sheriff. The plaintiff was required to pay the court clerk a $2 fee to file an application for writ of execution to have your wages garnished. (That $2 fee will be added to the amount that the sheriff is to collect from you.)
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In addition, the Partnership paid an incentive management fee of $2.4 million payable from 50% of cash flow remaining after payment of ground rent, debt service, partnership administrative expenses and an owner’s priority return of $8.4 million. The remaining $2.5.
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